Funda ngakumbi malunga neeDijithali zemali

Funda ngakumbi malunga neeDijithali zemali

Umthombo wesithombe: ISoFi.com

I-Cryptocurrensets yifomathi yedijithali yemali, ethetha ukuba zidijithali kuphela - akukho ngqekembe yomzimba okanye ibhili ekhutshiweyo. Yindlela yokutshintshiselana ngeempahla kunye neenkonzo. Njengenkqubo yemali yoontanga, i-cryptocurrencies awudingi abalamli ngaphambi kokuba badluliselwe phakathi kwabantu. 

Bitcoin, eyokuqala neyona inkulu yedijithali yemali ngoqoqosho lwentengiso yasekwa emva kwengxaki yemali ka-2008. I-asethi eyaziwayo ye-crypto yenziwa ngumntu ongaziwayo okanye iqela labantu eliphantsi kwegama elibi uSatoshi Nakamoto. 

Kukho iidigital zeedigital zemali phaya, ngakumbi zenziwa yonke imihla, nangona kunjalo i-Bitcoin (BTC), i-Ethereum (i-ETH) kunye ne-Tether USD (i-USDT) zezona zi-3 ziphambili ze-cryptocurrencies ezikhoyo. Oko ndafika kwimbalasane, iimpahla ze-crypto bebefumana umdla omkhulu-ukutsala abathengisi kunye nabadlali beziko. 

Namhlanje, uninzi lwabarhwebi kunye namasango okuhlawula amkela iintlawulo ze-crypto-ukuququzelela iintlawulo ezilula nezilungele iimpahla kunye neenkonzo. Nangona uninzi lwamazwe lungenayo indawo ethambileyo crypto, blockchain, itekhnoloji esisiseko yeemali zokufumana imali ifumene ukwamkelwa okwandileyo kwizizwe zonke.  

Iidijithali zemali zikhuselwe yi-cryptographic iholide iteknoloji ebizwa blockchain Oko kwenza ukuba ubungqina buphazamise kwaye bungaguquki. I-Bitcoin isombulula enye yeengxaki ezinkulu ezinxulumene nemali yedijithali-ingxaki yokuchitha kabini. Ngokuchaseneyo nenkqubo yemveli yemali, ii-cryptocurrensets azikhutshwa nangawuphi na umbutho ophakathi, yiyo loo nto ikhululekile kulawulo oluphambili kunye nasekukhohliseni. 

Okokugqibela, ziyamelana nokunyanzelwa kwaye azinakuvalwa ngenxa yokuba zinikezelwe ikakhulu. 

Intengiso yeDijithali yemali

Iidijithali zemali thengiswa nokuba kukutshintshiselwano olusembindini okanye olusasazekileyo. Ukutshintshiselana nge-Crystal Okwangoku lelona galelo liphambili lokuhambisa imali yedatha ngelixa i-akhawunti enye yotshintshiselwano isenza ipesenti enkulu yevolumu yokuthengiswa kwemali kwiimali zothengiso. 

Ukutshintshiselana phakathi (I-CEX) isebenza njengemakethi yesitokhwe yendabuko enendawo enye yolawulo. Njengolona tshintsho luqhelekileyo lufumanekayo kwaye kulula ukulusebenzisa, utshintshiselwano lwendawo enye luyimpikiswano njengoko ii-cryptocurrensets zithathwa njengezinikezelwe kwindibano. 

Umbono wokubekwa kwindawo enye kuthetha ukuba umntu wesithathu okanye umntu ophakathi uqeshwe ekuqhubeni izinto zekrisimesi. Abarhwebi okanye abasebenzisi banikezela ngemali yabo kukhathalelo lomntu ophakathi njengoko bethatha inxaxheba kwimicimbi yemihla ngemihla. Kwiindawo zokutshintshiselana phakathi, ii-odolo ziyenziwa ngaphandle kwetyathanga

Utshintshiselwano olunabileyo (I-DEXs) ngokuchaseneyo zichasene ngokuthe ngqo noogxa bazo abaphakathi. Intengiselwano kwi-DEX ziyenziwa kwikhonkco (ngekhontrakthi ehlakaniphileyo), ngamanye amagama abasebenzisi okanye abarhwebi abayithembi imali yabo ezandleni zomntu ophakathi okanye umntu wesithathu. Yonke iodolo (intengiselwano) ipapashwa kwi-blockchain -okungathandabuzekiyo yeyona ndlela icace gca kurhwebo lwe-cryptocurrency. 

Olona phendlo kuphela kutshintshiselwano olusasazekayo kukuba kunokuba yinto enzima kakhulu kubasandulb entsha abanokuba nexesha elinzima lokuhamba kutshintshiselwano. Nangona kunjalo, isizukulwana esitsha se-DEX esingaKutshintshi, iSushiwap siyenze lula le nkqubo. 

Basebenzisa abenzi beMarike abaZenzekelayo (i-AMM) ukubuyisela umxholo weeNcwadi zeOdolo. Kwimodeli ye-AMM, akukho abenzi okanye abathathi, Ngabasebenzisi kuphela abenza urhwebo. Njengoko sele kutshiwo, ii-DEX ezisekwe kwi-AMM ziluncedo ngakumbi. Zisetyenziswa ngokufanelekileyo kwaye ubukhulu becala zidityaniswe kwizipaji ezinje Trust Trust, IMetaMask kwaye ImToken

Imigodi yeedigital cryptocurrencies

Uninzi lwee-cryptocurrensets ezinje ngeBitcoin zimbiwa. Imigodi yinkqubo eyenziweyo ukugqitywa kwemicimbi emitsha yedijithali kwaye iibhloko ezintsha zongezwa kwi-blockchain. Abavukuzi bafumana izikhuthazo zokuqinisekisa ukuthengiselana okanye ukongeza iibhloko ezintsha kwi-blockchain. Le yinkqubo yokhuphiswano, ukubakho kokumbiwa kwebhlokhi kuxhomekeke ikakhulu kwi hashing amandla Yekhompyutha yommbiwa. 

Kwinethiwekhi yeBitcoin, umvuzo webhloko okwangoku zii-bitcoins ezingama-6.25. Kwibhloko nganye ekroliweyo, umgodi owongeze ibhloko uya kufumana ii-bitcoins ezingama-6.25. Amabhaso ayaqhubeka esiqingatha ngasinye seminyaka emine kwisiganeko esikhulu esibizwa I-Bitcoin Halving. Isiqingatha sokugqibela senzeke ngoMeyi 11, 2020, sinciphisa umvuzo ukusuka kwi-12.5 bitcoins ukuya kwi-6.25 bitcoins. 

Ukongeza kwimivuzo yemigodi efunyenweyo, abasebenzi basezimayini bafumana kwakhona kwimirhumo yentengiselwano ehlawulwa ngabasebenzisi xa bethumela, bethengisa ii-cryptocurrensets. Ezi ntlawulo zinokuvela kwiisenti ezimbalwa ukuya kwiidola ezininzi. 

Iikhompyuter zemigodi zithatha imicimbi kwi-echibini lokuthengiselana okulindelweyo, emva koko ziqhube itsheki ukuqinisekisa ukuba umsebenzisi unemali eyoneleyo yokugqibezela intengiselwano kunye nokutshekishwa kwesibini ukuqinisekisa ukuba intengiselwano yayigunyazisiwe ngokufanelekileyo. 

Kwimeko apho loo msebenzisi engenamali yaneleyo yokuhlawula iifizi zentengiselwano, intengiselwano iya kubuyela kubasebenzisi njengothengiselwano olungaphumelelanga. Abavukuzi banamathuba amaninzi okuthatha ukuthengiselana kunye neerhafu ezinkulu zentengiselwano. Kungenxa yoko le nto ihlala ithathwa njalo 'emikhulu kwimirhumo, ngokukhawuleza kukuphunyezwa kwentengiselwano'. 

Imali yeDijithali yemali

Abasebenzisi beDijithali yemali banokukhetha phakathi kwe-Intanethi, ngaphandle kweintanethi okanye izipaji zekhompyutha. Kuxhomekeka kukhetho olwenzileyo lokuhlawula isipaji esinezona zinto zikhuselekileyo zilungile. Nangona izipaji zangaphandle nakwiintanethi zibonise ukuba zikhuselekile, iiwallet zekhompyuter ziyaziwa ngokubonelela ngokhuseleko oluphezulu kwiiasethi zakho zedijithali.  

Iipaji ezikwi-Intanethi ngokubanzi zisimahla, zinokusebenziseka lula kwaye ziyafumaneka kwaye ngenxa yoko, zezona ndawo zisetyenziswa rhoqo kwimali ye-crypto. Kwangelo xesha, ngabona basesichengeni phakathi kweentlobo ezahlukeneyo zewallet crypto. Ecaleni kwe isixhobo sekhompyutha, Isipaji esingaxhunyiwe kwi-intanethi sinikezela ngokhuseleko olungcono kwii-asethi zakho ze-crypto. 

Ukuba usebenzisa isipaji se-cryptocurrency okokuqala ngqa, ukunamathela kwisipaji esikhuselekileyo kodwa esinokusebenziseka kufuneka ibe yeyona njongo yakho. Ukhuseleko oluphezulu, iiWallet zeHardware ezinje nge Ledger Nano X kucetyiswa ziingcali. 

Ukuxhasa I-wallet ye-crypto yinkqubo ebalulekileyo ekukhuseleni ngokukhuselekileyo ii-asethi ze-crypto. Kwimeko apho ulahlekelwe zizipaji zikabani, iimali zinokufunyanwa ngokulula kwisipaji esitsha kusetyenziswa amaqhosha abucala okanye amagama agqithisiweyo afunyenwe ngasemva. 

Ngaba luncedo kangakanani utyalomali lweCrypto?

Ii-cryptocurrensets zithathwa njengezinto ezinokuguquguquka kakhulu, kwaye ngenxa yoko zixhomekeke kumaxabiso amakhulu. Kwithiyori, utyalo-mali oluphezulu lubeka umvuzo ophakamileyo, oku kuyinyani nakwii-cryptocurrensets ngokunjalo. Kwimeko apho imeko inokuvela, ilahleko eyenzekileyo inokuba buhlungu kakhulu. Yiyo loo nto abacebisi botyalo-mali beshumayela kubo 'Ungaze utyale imali ongazimiselanga kuyilahla nangaliphi na ixesha.' 

Izinto ezinokubakho eziphezulu zihlala zingenasiphelo, iBitcoin yayithengisa nge- $ 1000 ekuqaleni kukaSeptemba ngo-2020 kwaye namhlanje ithengisa ngaphezulu kwe- $ 19k. Ngaphezulu kwe-6000 yeedigital cryptocurrens phaya, ifuna uhlalutyo oluninzi ukukhetha ingqekembe elungileyo okanye ithokheni enokubakho okuphezulu. Nangona kunjalo, amathuba okufumana inzuzo kwimarike yenkomo ahlala ephezulu kuba, njengoko i-aphorism eyaziwayo isithi, "Ukunyuka kwamaza kuphakamisa zonke izikhephe".